You can only get a loan under certain conditions. 1. An emergency loan 2. An educational loan. 3. A full consolidation loan which must be registered with the NCR. So generally the answer to this is no. (Do not be fooled by false advertising as many of these companies will charge you a fee for trying to find you a loan. (MAKE SURE YOU READ THERE TERMS AND CONDITIONS PRIOR TO APPLYING) as they hide the fees they charge in them.