Complete our quick online application form and one of our friendly, highly skilled consultants will contact you for a free, no-obligation assessment to discuss your options and ensure you have enough to cover your basic living expenses. (Pay what you can afford to pay)

We’ll carefully assess your financial situation to determine if you’re over-indebted and whether Debt Review is the best solution for you. If in agreement you will be automatically protected from legal action and placed under Debt Review.

We’ll inform all your creditors that you have applied for Debt Review and update the Credit Bureaus. From this point on, they can no longer contact you directly — giving you peace of mind.

There are fixed parameters in place so we know what will or won’t be accepted by creditors therefore our expert team will negotiate to restructure your accounts into one affordable monthly repayment that fits your budget and living expenses. (This will be discussed during your assessment phase to ensure there are no sudden surprises.)

Our specialist attorneys will apply for a court order confirming your new repayment plan. This order legally protects you and ensures your restructured terms are enforced. Continue making your monthly installment as agreed.