We review all you current credit commitments (Loans, bonds, H.P. agreements, Credit/Store Cards etc.) and consolidate them into one affordable payment by negotiating new terms, interest rates with your credit providers thereby reducing your monthly payments to terms that are acceptable to your credit providers whilst ensuring you have enough funds to maintain your basic needs and expenses.

Debt Therapy has Mandates with over 90% of the Credit providers to engage with negotiations on behalf of our clients and in some cases can reduce interest rates down to Zero % where necessary provided that they receive a reasonable repayment period.