Terms and Conditions

Acceptance of the terms for visiting this website

Please read the following information carefully before using this web site. By accessing or using the web site, you acknowledge that you have read, understood, and agree to the Debt Therapy (Pty) Ltd General Terms of Use and where applicable the Product Terms of Use (collectively the “Terms of Use”). If you do not agree with the Terms of Use, do not use this web site. We reserve the right, in our sole discretion, to modify or update these Terms of Use at any time. Please check the Terms of Use each time you visit our web site for the most current information.

These Terms of Use apply to the Debttherapy.co.za. If you decide to order any information, product or services (collectively “Services”) from Debt Therapy (Pty) Ltd , such order or purchase or use of service will additionally be governed by the Terms of Use.

Use of the Website

By accessing and or subscribing to any Services via the Debt Therapy (Pty) Ltd Site, you warrant and represent that you are legally entitled to do so and that you have the requisite capacity to conclude a legally binding transaction with Debt Therapy (Pty) Ltd . You further warrant that you will not use the Debt Therapy (Pty) Ltd Site, Services, or any information made available to you by Debt Therapy (Pty) Ltd pursuant to your use of the website for any purpose that is unlawful or prohibited under South African or international law or in any way that is in contravention of these Terms of Use or the specific Product Terms of Use.

While you are on the Debt Therapy (Pty) Ltd Site or are using or accessing our product offerings, we may collect certain data about your use of the site and the products. By accessing or viewing any of our sites, you understand that we will be collecting this data. If you do not want us to collect data about you, then do not access any of our Sites and do not enroll in, purchase, or use any of our products or services.

Privacy

Please review the Debt Therapy (Pty) Ltd Privacy Policy to understand our practices. By using the Debt Therapy (Pty) Ltd Site or purchasing our Services, you agree that we may use and share your personal information in accordance with the terms of our Privacy Policy.

Warranties and Liability

This Debt Therapy (Pty) Ltd Site, including all content, information, products or services made available to you or, or accessed through the Debt Therapy (Pty) Ltd Site, is provided to you “as is”. Use of the Debt Therapy (Pty) Ltd Site, the content and the services are at your own risk.

Neither Debt Therapy (Pty) Ltd nor its suppliers make any warranties, representations, statements or guarantees (whether express, implied in law or residual) regarding the Debt Therapy (Pty) Ltd Site and the Services or that the Services advertised on the website are appropriate for use in any jurisdiction.

Neither Debt Therapy (Pty) Ltd nor its suppliers make any representations, warranties or conditions about the quality, accuracy, reliability, completeness, or timeliness of the site, the content or the services. Debt Therapy (Pty) Ltd and/or its suppliers do not assume any responsibility for any errors, omissions or inaccuracies in the site, the content or the services.

Neither Debt Therapy (Pty) Ltd nor its directors shall be responsible for and disclaims all liability for any loss, liability, damage (whether direct, indirect or consequential) and/or expense of any nature whatsoever which may be suffered by you or any third party, as a result of or which may be attributable, directly or indirectly, to your access and use of the Debt Therapy (Pty) Ltd Site and/or any information contained on or received via the Debt Therapy (Pty) Ltd Site, your use of the Services and/or your reliance on any information offered via the Debt Therapy (Pty) Ltd Site or Services.

Without limiting the generality of the aforegoing, neither Debt Therapy (Pty) Ltd nor its directors shall be liable for any loss of business, loss of data and/or loss of profits, any failure and/or unavailability of the website for any reason whatever and/or the failure/delay by any third party service provider to render any service/s which are necessary to ensure the availability of the website. You hereby indemnify Debt Therapy (Pty) Ltd and its directors against any loss, liability, damage (whether direct, indirect or consequential) or expense of any nature whatsoever which may be suffered by you or any third party as a result of or which may be attributable directly or indirectly to the aforesaid.

Debt Therapy (Pty) Ltd shall furthermore not be liable to you or any third party for any loss or damage of whatsoever nature in the event that you request that an order is stopped or cancelled

The content is provided for informational purposes only and is not intended to provide financial advice to you. You should seek the advice of professionals regarding the evaluation and verification of any content provided on the site and, in any event, prior to making any financial decisions based on such content.

You are advised that Debt Therapy (Pty) Ltd reserves the right, in its sole discretion, to withdraw or terminate any Services offered to you in terms of the subscription for any reason, at any time and without incurring loss or penalty.

Policy on Links to the Debt Therapy (Pty) Ltd Web Site

You are given a limited, non-exclusive right to create a hypertext link to the Debt Therapy (Pty) Ltd Site (www.Debttherapy.co.za However, you may not portray Debt Therapy (Pty) Ltd or any of its Services in a false or offensive manner. Also, you may not misrepresent your relationship with Debt Therapy (Pty) Ltd or imply that Debt Therapy (Pty) Ltd sponsors, endorses, or is affiliated with your web site or products. You may not replicate, modify, or alter the appearance or content of this web site. You may not use, frame, or utilize framing techniques to enclose any Debt Therapy (Pty) Ltd Trademarks or any of the content of this web site. Except as stated above, you are not given any other right or license to (i) the content of this web site or (ii) any intellectual property or proprietary rights of Debt Therapy (Pty) Ltd . This limited linking right may be taken away from you at any time at our discretion.

Policy on Links to Third Party Web Sites

This web site may contain links to third party web sites. Debt Therapy (Pty) Ltd does not represent, guarantee, or endorse any web site that you may access from this web site. In addition, if we provide a link to a web site, we do not represent, guarantee, or endorse the company or any of its offerings. Links contained on this web site are provided solely as a convenience to you. When you access a non-Debt Therapy (Pty) Ltd web site, please understand that the linked site and its content are not under our control. Debt Therapy (Pty) Ltd is not responsible for web casting or any other form of transmission received from any linked sites. You are responsible for protecting your system from viruses and other invasive items. When visiting external links you must refer to that external terms and conditions of use.

Unsolicited Idea Submission Policy

When you provide us with comments, suggestions, or ideas (collectively “Feedback”), such Feedback is not considered confidential and becomes the property of Debt Therapy (Pty) Ltd . We are not obligated to you if you provide such Feedback. We are free to use, copy, or distribute the Feedback to others for any purpose.

International Use

Because you can access this web site internationally, you agree to follow all local rules regarding the internet, data, e-mail, and privacy. You specifically agree to follow all laws that apply to transmitting technical data exported from the South Africa or the country of your residence.